All employees deserve affordable, high-quality healthcare.
Priority Access Health Program offers cost savings, improved experiences, and more employer control and visibility with their community-based health plan. This eliminates the traditional third-party insurance carrier from healthcare delivery, and most importantly, it is made better by local healthcare providers!
The traditional insurance model supports a broken system where employers, employees, and providers struggle to see much benefit.
Priority Access Health Program allows the employer to have choice, control, and transparent pricing compared to traditional health insurance plans.
The employee can choose their provider and hospital with the traditional deductible, copays, and coinsurance. The employee can also choose the enhanced employee benefit tier which allows for low copay, deductible and co-insurance or NO Copay, NO deductible, and NO coinsurance (The 3 NO’s) should they utilize a provider or hospital that is a member of the Health Cooperative of Missouri.
93% of benefit advisors believe that self-funding is the best interest of small, medium and large size companies’ long-term strategy.
-Wellnet Self-Insurance Survey 2022.
Benefits for everyone.
Employer Benefits
- Creates significant cost efficiencies and savings for employers and members.
- Gives employers control over their health plans.
- Restores value to employer health plans.
Provider Benefits
- Allows local providers to treat the population they know best – their neighbors and fellow community members.
- Providers can focus on care and treating patients.
Employee Benefits
- Enables employees and their families to stay healthy without fearing financial ruin.
- Increases proactive and routine visits which leads to improved health outcomes and lower total spending.
- Lowers out of pocket costs on premiums, copays, and prescriptions, while improving the quality of care.
